Every year between October and December, retail sales on home decorations, food and gifts increase and so does the amount people owe on their credit cards. This year, keep your money in your pocket by going on a spending diet.

Raise your insurance deductibles: If it is viable for you to do this, your premiums will go down and you can save the difference!

I love Thanksgiving because it is a day to be grateful for what we already have.
In my home we keep our gathering very casual. We are all about comfort, being together and of course, sharing a love for football.
Family members bring side dishes and beverages to ease the cost of our feast. Dinner time is [...]

Many retailers stopped offering layaway plans during the times of easy credit but in today’s economy they are back and better than ever.
To take advantage of most retailer layaway plans you do need to go into the store. Here is a list of some stores we found that are currently offering layaway plans; Kmart, Sears, [...]

Annual back-to-school shopping can put a strain on any family’s budget. Considering today’s economic situation with rising fuel, energy and food prices – smart planning and shopping are essential. Back-to-school shopping presents a perfect opportunity and a real-life situation to discuss finances with your children. Here are some tips to get you started;
Get Organized: Take [...]