There are only 31 hours until the New Year and a new opportunity to make sure your finances are in shape to help you reach your life goals. The beginning of the year can be a great time to take stock of your financial health because it is an easy date to remember. So start [...]

Quick tips that can help you manage your credit effectively so you have the credit you need when looking for employment, purchasing a home or simply want to make sure you qualify for the best rates for any loan.

We often hear from clients struggling to deal with debt collectors seeking repayment of debts incurred by deceased relatives. This article, from the Federal Trade Commission, outlines your rights and responsibilities when faced with this situation.
FTC June 2009
Paying the Debts of a Deceased Relative: Who Is Responsible?
After a relative dies, the last thing grieving family [...]

Debt is a major problem for a lot of people so don’t feel like you are alone. The problem is, even if people know they want to get out of it, they have a hard time figuring out how to start because the debt is overwhelming or there are so many bills to juggle.
There is [...]

A debt settlement is when a creditor agrees to accept less than what is owed on a principal balance of a debt.
Many agencies offer Debt Settlement Services, often charging high upfront or ongoing fees when individuals are already experiencing financial distress.
An individual can work directly with a creditor to settle a debt on their own [...]