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	<title>My Financial Goals</title>
	<link>http://www.myfinancialgoals.org/blog</link>
	<description>Blog for American Financial Solutions</description>
	<lastBuildDate>Mon, 08 Mar 2010 19:46:07 +0000</lastBuildDate>
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	<language>en</language>
	
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		<title>Positive Steps You Can Take for Improving or Establishing Credit</title>
		<description><![CDATA[We all know that if you want to borrow money for a car loan, home loan or to obtain a credit card you need to have good credit. What some people do not realize is that your credit also impacts your ability to rent a home or apartment, the amount of deposit required to establish cell phone and utility services and whether or not you will qualify for certain employment opportunities.]]></description>
		<link>http://www.myfinancialgoals.org/blog/credit-report/positive-steps-you-can-take-for-improving-or-establishing-credit/</link>
			</item>
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		<title>New Credit Card Rules Today; What it means for You</title>
		<description><![CDATA[If your interest rate has ever increased because you were “late” one time or you were charged a high fee for being over-the-limit on your credit card account – times are changing. On Monday, February 22, 2010, the long awaited Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) goes into effect. As a consumer, this is GREAT news. ]]></description>
		<link>http://www.myfinancialgoals.org/blog/credit-card-debt/new-credit-card-rules-today-what-it-means-for-you/</link>
			</item>
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		<title>Some Help for the Unemployed</title>
		<description><![CDATA[Did you know if you are on unemployment you can save up to 20% on certain items at K-Mart? All you need is a valid state identification card. Visit http://www.kmart.com/shc/s/dap_10151_10101_DAP_Unemployment+Program to sign up now!
]]></description>
		<link>http://www.myfinancialgoals.org/blog/personal-finance/some-help-for-the-unemployed/</link>
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		<title>Want to Improve Your Money Management in 2010? Start by Reviewing these Seven Areas of Your Financial Life</title>
		<description><![CDATA[There are only 31 hours until the New Year and a new opportunity to make sure your finances are in shape to help you reach your life goals. The beginning of the year can be a great time to take stock of your financial health because it is an easy date to remember. So start [...]]]></description>
		<link>http://www.myfinancialgoals.org/blog/credit-counseling/want-to-improve-your-money-management-in-2010-start-by-reviewing-these-seven-areas-of-your-financial-life/</link>
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		<title>Homebuyer Tax Credit Extended</title>
		<description><![CDATA[Did you know the Homebuyer Tax credit has been extended? Qualifying first time home buyers have until April 30, 2010 to purchase a home and receive the $8,000 tax credit on their 2010 taxes.
In addition, the extension provides a tax credit of $6,500 for families who have already owned a home. In order to qualify, [...]]]></description>
		<link>http://www.myfinancialgoals.org/blog/personal-finance/homebuyer-tax-credit-extended/</link>
			</item>
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		<title>Save Money Now and In the Future with Student Loans</title>
		<description><![CDATA[If you have student loans, now is the time to evaluate your loan program and look for options to save money right away and in the future. Two cost savings provisions of the College Cost Reduction and Access Act went into effect July 1, 2009 and are helping many people cut the cost of loan [...]]]></description>
		<link>http://www.myfinancialgoals.org/blog/student-loan/save-money-now-and-in-the-future-with-student-loans/</link>
			</item>
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		<title>IRS Announces 2009 Earned Income Tax Credit Limits</title>
		<description><![CDATA[Life’s expensive. That’s why, if you make less than $48,279, it’s smart to find out about the Earned Income Tax Credit.[1]
One of the largest benefit programs for working families is also one of the most overlooked. It’s called the Earned Income Tax Credit (EITC) and, as the name implies, it’s for people who work for [...]]]></description>
		<link>http://www.myfinancialgoals.org/blog/personal-finance/irs-announces-2009-earned-income-tax-credit-limits/</link>
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		<title>An Action Plan for Building Your Credit Score</title>
		<description><![CDATA[Quick tips that can help you manage your credit effectively so you have the credit you need when looking for employment, purchasing a home or simply want to make sure you qualify for the best rates for any loan.
]]></description>
		<link>http://www.myfinancialgoals.org/blog/personal-finance/an-action-plan-for-building-your-credit-score/</link>
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		<title>Keep Your Money in Your Pocket This Holiday Season</title>
		<description><![CDATA[Every year between October and December, retail sales on home decorations, food and gifts increase and so does the amount people owe on their credit cards.  This year, keep your money in your pocket by going on a spending diet.]]></description>
		<link>http://www.myfinancialgoals.org/blog/budget/holiday-diet/</link>
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		<title>Turned Down For a Loan?  Improve Your Loan-ability!</title>
		<description><![CDATA[Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. There is good news though, there are ways you can improve your “loan-ability” in the eyes of lenders and possibly get that [...]]]></description>
		<link>http://www.myfinancialgoals.org/blog/personal-finance/turned-down-for-a-loan-improve-your-loan-ability/</link>
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