Rebuild Credit

Student Loans in Default, How to Save Yourself

If your student loans are in default, you will want to read this. Your options, the pros and the cons and where to get help.

Posted on Aug 08, 2016

The Right Way to Build Your Credit

If you follow a few sure-fire steps, you can build your credit enough to buy your own house or your own car. Here are five steps to take to get your credit where it needs to be.

Posted on Apr 22, 2016

Collection Accounts – You Are Looking in the Wrong Direction

There is not a lot that hurts your finances more than having collectors calling and collection accounts on your credit report. However, chasing those accounts may not be the best use of your time.

Posted on Mar 15, 2016

Perfect Credit Scores; What You Need To Reach the Top

What does it take to hit the top of the credit score scale?

Posted on Sep 28, 2015

Debt Free, The Power of a Plan and One Client's Goal

One client shares his story of becoming debt free and building a wonderful credit future.

Posted on Jun 29, 2015

The FICO Credit Scoring Method to Help Those with Little or No Credit

Getting credit can be difficult if you do not already have credit. Learn what FICO has come up with to help people build a good history using their normal bills.

Posted on Apr 22, 2015

Why a Debt Validation Letter May be Exactly What Debt Collectors Want

The idea is great, ask a debt collector for proof you owe a debt and if they cannot produce it, you do not have to pay. However, the reality of using this tactic may yield very different results.

Posted on Feb 18, 2015

The Double Whammy From a New Credit Card

We have heard that applying for credit can impact our credit score. One or two inquiries may have little effect on the numbers, but having several in a year can take its toll. Those applications can have a greater negative effect if they are for credit card accounts.

Posted on Feb 09, 2015

How a Stranger May be Your Best Bet for Getting Out of Debt

Everyday we are inundated by articles, sound bites, Tweets, and commercials telling us how we should be managing our money. But we all have choices and finding an unbiased person to help you make those important financial decisions can be critical to your success.

Posted on Jan 09, 2015

Quick Poll - Tell AFS What You Want to Hear

What financial topic(s) would you read about in our blog?

Posted on Oct 02, 2014