AICCCA is a national membership organization representing non-profit credit counseling companies, established to promote high quality and consistent delivery of consumer credit counseling, debt management, and financial education services.

AFS, a division of North Seattle Community College Foundation located in Bremerton, is a national non-profit credit counseling agency that provides education and debt management solutions for consumers experiencing financial difficulties. Hank Keaton has been the President/CEO of AFS since 2005.